Here's a Few Tips to Help Your Loan Process Go Quickly & Smoothly

Here are ways to a smooth and quick loan process.

  1. Make sure your credit is in good shape
    Check your credit score. Excellent 750+, Good 700-749, Fair 650-699, Poor 600-649.
    Try to get your credit card balances below 40% of the limit
    It’s best to have at least 3 open and active accounts listed on your credit report
  2. If you’re renting, pay by check
    Having documented proof of your last 12 months of payments is often required by the lender
  3. Obtain proof of employment for the past 2-years
    W2s and tax returns
    Paystubs covering 30 days
    Be prepared to explain any gaps in employment
  4. Avoid large deposits or withdrawals from your bank account
  5. Determine a down payment amount based on your available funds
  6. Obtain a pre-approval letter from an Independent Mortgage Professional 
  7. Research a local real estate agent

Apply for a Pre Approval here or click the red button on the top right of this page!