January 20, 2018 – Market Update20180119215402
Our Housing and Mortgage Trends for 2018!20180119213142
awallaceJanuary 19, 2018home buyer, housing market, mortgage, mortgage trends, refinance, sdcf0 comments
Our Housing and Mortgage Trends for 2018 Expect Home Building to Continue In November of 2017, single-family housing hit a 10-year high. With the econ...
10 Roadblocks When Closing Your Mortgage20170802010028
Appraisals – What You Should Know20170614123027
awallaceJune 14, 2017appraisal, brokers, home, house, lenders, mortgage, purchase, sd capital funding, what to know0 comments
ONE WHAT IS AN APPRAISAL? A third-party, expert opinion of a home’s value – or how much the home is worth. TWO WHY DO I NEED ONE? Appraisa...
Four Things To Know Before Applying for a Mortgage20170531123040
awallaceMay 31, 2017applying, credit score, good credit score, mortgage, purchase, sd capital funding, things to know0 comments
LOW DEBT-TO-INCOME-RATIO (40% OR LESS) DTI is basically the amount of your gross monthly income that goes toward paying your debts (credit card, stude...
Rate Locks: Why are longer lock periods more expensive?20170322133009
awallaceMarch 22, 2017interest rate, loan, lock, lock period, locked rates, mortgage, rate0 comments
It’s all about risk. Between the times you make application and close your loan, interest rates will do what they always do–change. At times, th...
Understanding the HOW and WHY of Escrow Accounts20170301163522
What Exactly is PMI?20170224162248