January 20, 2018 – Market Update20180119215402
January 20, 2018 – Market Update
Good morning and welcome to SD Capital Funding’s bi-weekly market update. Click here to listen and watch our audio update video! On Friday morni...
Our Housing and Mortgage Trends for 2018!20180119213142
Our Housing and Mortgage Trends for 2018!
Our Housing and Mortgage Trends for 2018 Expect Home Building to Continue In November of 2017, single-family housing hit a 10-year high. With the econ...
10 Roadblocks When Closing Your Mortgage20170802010028
10 Roadblocks When Closing Your Mortgage
Here is a list of 10 things to avoid when closing your mortgage. Buying a big-ticket item: A car, a boat, or an expensive piece of furniture. Quit or ...
Appraisals – What You Should Know20170614123027
Appraisals – What You Should Know
June 14, 2017appraisal, brokers, home, house, lenders, mortgage, purchase, sd capital funding, what to know0 comments
ONE WHAT IS AN APPRAISAL? A third-party, expert opinion of a home’s value – or how much the home is worth. TWO WHY DO I NEED ONE? Appraisa...
Four Things To Know Before Applying for a Mortgage20170531123040
Four Things To Know Before Applying for a Mortgage
May 31, 2017applying, credit score, good credit score, mortgage, purchase, sd capital funding, things to know0 comments
LOW DEBT-TO-INCOME-RATIO (40% OR LESS) DTI is basically the amount of your gross monthly income that goes toward paying your debts (credit card, stude...
Rate Locks: Why are longer lock periods more expensive?20170322133009
Rate Locks: Why are longer lock periods more expensive?
It’s all about risk. Between the times you make application and close your loan, interest rates will do what they always do–change. At times, th...
Understanding the HOW and WHY of Escrow Accounts20170301163522
Understanding the HOW and WHY of Escrow Accounts
Escrow accounts provide for the timely payment of taxes and insurance on your home. This prevents tax liens, loss of property and any lapse of insura...
What Exactly is PMI?20170224162248
What Exactly is PMI?
PMI allows you to finance a home with less than a 20% down payment. For an extra monthly cost to you, PMI provides default insurance to the lender. Th...
Making the Leap to Ownership20170216165927
Making the Leap to Ownership
For a while, many people were challenging the value of owning a home. In the midst of the “financial crisis,” some used history instead of the headlin...