January 20, 2018 – Market Update20180119215402

January 20, 2018 – Market Update

Good morning and welcome to SD Capital Funding’s bi-weekly market update. Click here to listen and watch our audio update video! On Friday morni...
Our Housing and Mortgage Trends for 2018!20180119213142

Our Housing and Mortgage Trends for 2018!

Our Housing and Mortgage Trends for 2018 Expect Home Building to Continue In November of 2017, single-family housing hit a 10-year high. With the econ...
10 Roadblocks When Closing Your Mortgage20170802010028

10 Roadblocks When Closing Your Mortgage

Here is a list of 10 things to avoid when closing your mortgage. Buying a big-ticket item: A car, a boat, or an expensive piece of furniture. Quit or ...
Appraisals – What You Should Know20170614123027

Appraisals – What You Should Know

ONE WHAT IS AN APPRAISAL? A third-party, expert opinion of a home’s value – or how much the home is worth. TWO WHY DO I NEED ONE? Appraisa...
Four Things To Know Before Applying for a Mortgage20170531123040

Four Things To Know Before Applying for a Mortgage

LOW DEBT-TO-INCOME-RATIO (40% OR LESS) DTI is basically the amount of your gross monthly income that goes toward paying your debts (credit card, stude...
Rate Locks: Why are longer lock periods more expensive?20170322133009

Rate Locks: Why are longer lock periods more expensive?

It’s all about risk. Between the times you make application and close your loan, interest rates will do what they always do–change. At times, th...
Understanding the HOW and WHY of Escrow Accounts20170301163522

Understanding the HOW and WHY of Escrow Accounts

Escrow accounts provide for the timely payment of taxes and insurance on your home.  This prevents tax liens, loss of property and any lapse of insura...
What Exactly is PMI?20170224162248

What Exactly is PMI?

awallaceFebruary 24, 2017, , 0 comments
PMI allows you to finance a home with less than a 20% down payment. For an extra monthly cost to you, PMI provides default insurance to the lender. Th...
Making the Leap to Ownership20170216165927

Making the Leap to Ownership

awallaceFebruary 16, 2017, , 0 comments
For a while, many people were challenging the value of owning a home. In the midst of the “financial crisis,” some used history instead of the headlin...